You can purchase your vehicle from a California dealership only.

Yes, we only make loans in connection with the purchase of a vehicle. You may apply at any time, but in order to fund a loan we require information about the vehicle you are buying. Upon contract signing, we work directly with the dealership to finalize the process, and dealership will handle the rest (like getting you your keys!). All you’ll need to do is drive away!

Once you’ve verified your application information and finalized the details of the vehicle you’re purchasing, we will review your loan for final approval. If all the information is provided promptly, we will typically approve your loan within a business day.

Yes! We will not be able to finalize and fund your loan unless there is an active insurance policy for the vehicle. As soon as you know the vehicle you’ll be purchasing, you can contact an insurance carrier or an insurance agent to sign up for a valid policy. We’ll be happy to help!

 An ACH is an electronic fund transfer made between banks and credit unions across what is called the Automated Clearing House network.  ACH is used for all kinds of fund transfer transaction such as monthly debits for routine payments. To send an ACH payment, you need to provide your bank’s routing number and the account number for the checking or savings account you want to make your monthly payments. You also need to sign an ACH authorization form.